Residential and Commercial Mortgage Expert

Ryan
Prisco

Regardless of whether the mortgage is residential or commercial, you will receive expert advice and a direct answer every time.

Ryan Prisco

Residential Lending & Commercial Lending

One expert. Both sides of the table.

Ryan Prisco

Meet Ryan Prisco

Ryan Prisco is a seasoned mortgage professional with deep expertise across residential lending, commercial lending, and reverse mortgages. As a key member of The Katalyst Team and founder of RP Commercial Capital, Ryan brings a comprehensive approach to every client relationship.

Whether you're a first-time buyer, a seasoned investor, a business owner, or a homeowner looking to unlock your home's equity through a reverse mortgage, Ryan's goal is simple: find the right solution for your unique financial picture and make the process as smooth as possible.

26 Years Experience
1,645 Loans Funded
3 Lending Verticals

How Can I Help You?

Whether you're buying a home or building a portfolio — here's where you start.

Residential Lending

Conventional, FHA, VA, USDA, and jumbo loans — from pre-approval to closing. As a member of The Katalyst Team, I have access to a wide range of programs to fit your situation.

The Katalyst Team →
HECM Reverse Mortgages ↓

Commercial Lending

Investment properties, multi-family, mixed-use, and business financing through RP Commercial Capital. Whether you're acquiring, refinancing, or scaling — let's build the right deal structure.

RP Commercial Capital →

Reverse Mortgages,
Done Right

Most people have heard the horror stories. Very few have had it explained by someone who actually specializes in it. A reverse mortgage isn't right for everyone — but for the right homeowner, it's one of the most powerful financial tools available.

As a certified HECM specialist, I'll give you the full picture: how it works, what the real risks are, and whether it actually makes sense for your situation. No pressure. No runaround.

Talk to Ryan at The Katalyst Team

What You Should Know

No required monthly mortgage payments The loan balance is repaid when you sell, move out, or pass away — not before.
You keep the title to your home It's a loan against your equity — you're not selling your home or giving it to the bank.
Proceeds are tax-free Reverse mortgage funds are considered loan advances, not income — no income tax on what you receive.
Must be 62+, primary residence only Available for homeowners with significant equity. Taxes, insurance, and maintenance are still required.

26 Years. 1,645 Loans Funded.

The experience to know which loan actually fits your situation.

Covered on Both Sides

26 years across residential and commercial means you get the right answer — not just the most common one.

Residential Lending

Conventional & Jumbo Loans
FHA, VA & USDA Programs
Reverse Mortgages (HECM)
First-Time Buyer Programs
Refinance & Cash-Out
Construction & Renovation Loans

Commercial Lending

Investment Property Financing
Multi-Family & Mixed-Use
Bridge & Hard Money Loans
SBA & Business Financing
Portfolio & Blanket Loans
Commercial Refinance & Cash-Out

From the Blog

Tips, market updates, and lending insights to keep you informed.

Residential home
First-Time Buyers

What First-Time Buyers Need to Know in 2026

Interest rates have shifted the playbook. Here's what to expect from pre-approval to closing — and how to position yourself to win in today's market.

March 28, 2026 Read →
Home interior
Reverse Mortgages

The Truth About Reverse Mortgages — Myths vs. Reality

Most homeowners 62+ have heard the horror stories. The reality is very different. Let's break down exactly how HECMs work and who they're right for.

March 14, 2026 Read →
Commercial building
Commercial

Commercial Real Estate Financing: When to Move and When to Wait

Timing a commercial acquisition isn't just about rates — it's about your portfolio strategy, debt coverage, and what the lender actually sees on paper.

February 27, 2026 Read →

Not Sure Which Path Is Right?

Book a call — 15 minutes and we'll figure it out together.

Ready to Get Started?

Pick a path or book a call — 15 minutes is usually all it takes to know exactly what you need.

Ryan Prisco | NMLS# 987736 | The Katalyst Team | Company NMLS# 1533336 | nmlsconsumeraccess.org
Licensed to originate mortgage loans in: Arizona, California, Colorado, Florida, Georgia, Idaho, Oregon, Tennessee, Texas, and Washington. This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines, and property qualification. Rates and programs subject to change without notice.
Regarding reverse mortgages: These materials are not from HUD or FHA and were not approved by HUD or a government agency. Borrower must occupy home as primary residence and pay property taxes, homeowner's insurance, and maintenance costs. Consult a financial advisor before proceeding.